Our Difference At Financial Works USA, we’ve seen the opportunities and confidence that come with helping our clients achieve their retirement goals — without investing in the stock market.While saving for retirement by investing in shares like stocks and bonds is common, the approach brings with it higher risk and uncertainty. For some people, they are willing to absorb the market risk in order to increase their chances of growing their assets. However, we understand that strategies in the stock market aren’t for everyone. We also know that you don’t need stock-market risks to reach your retirement-income goals.We help clients choose investment vehicles that follow market performance but aren’t directly invested in the markets. By investing in products like IRAs, insurance, and annuities, you can safely preserve and grow your money and meet your goals — without absorbing the market’s dynamic performances and risk.