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Financial Works USA

Office: (601) 605-1991

Toll-Free: (866) 264-0070

Fax: (601) 853-2131

733 Lake Harbour Drive

Suite I

Ridgeland, MS 39157

john@financialworksusa.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM
and Financial Works USA, LLC. are independent of each other.

The Million Dollar Round Table is a trade association to help insurance brokers and financial advisors establish best business
practices and develop ethical and effective ways to increase client interest in financial products, specifically risk based
products like life insurance, disability and long term care. Annual qualification requirements include demonstrating a set
annual production requirement and agreeing to a code of ethics, but is not based on client experience or performance.
For more information regarding the Million Dollar Round Table eligibility, please see https://www.mdrt.org/membership/
requirements/. Membership in no way constitutes an endorsement from Million Dollar Round table or any client.

Ed Slott’s Master Elite IRA Advisor Group™ is solely an indication that the financial advisor has attended training provided
by Ed Slott and Company, maintained an Elite IRA Advisor Group membership for two or more years, passed bi-annual
examinations on material covered at conferences and in webinars and met other membership requirements and does not
constitute an endorsement of any kind. Ed Slott’s Elite IRA Advisor Group™ members pay a fee for the educational programs
that allow them to be included in the Ed Slott’s Elite IRA Advisor Group™. Membership does not guarantee investment
success.

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