Services At Financial Works USA, our team members are all proud to work with our clients on one of the most vital decisions you’ll make: preparing for your future.Our expertise lies in the IRA and annuities space, where we can help you create financial strategies with investments that avoid the stock market’s risks. We offer a portfolio of annuities, index annuities, and savings vehicles that have the goal to provide stability and reasonable returns.Through strategic guidance, we can assist you in turning your savings into lifelong income streams that help you reach your retirement goals.Our Retirement Planning ServicesRetirement StrategiesEvery client is unique and has different retirement dreams and financial goals. We’ll help you create a custom plan that identifies the specific strategies that will help build your retirement income and support you throughout your life.Consultative GuidanceOnce you are our client, you will always have an ally to help guide your decision making. We are here to provide the ongoing perspectives you need to make sense of your retirement planning strategies and goals.Investment StrategiesWe help clients grow money for retirement without investing in the markets. Instead, we use strategies that focus on growth and will not negatively perform in down markets. These include but aren’t limited to:IRAs & IRA RolloversLife InsuranceLong-Term-Care InsuranceFixed Indexed Annuities (FIA)Fixed AnnuitiesMultigenerational SupportOur retirement planning includes advising your beneficiaries on your distribution strategies and inheritance goals. We’ll guide them through the process of stretching the money, taking a lump sum, taking payments, and other options.Education & SeminarsWe believe that you deserve to understand your financial life. Whether we’re answering your questions, making sense of complex details, or hosting an educational seminar, we’re here to offer the clarity you seek.